If you’re ever in the market for a used vehicle, you probably know that it’s
important to find a car that is both affordable and reliable, with affordability
often being the higher concern. However, while getting a good price, you need
to be sure that your "bargain" isn’t due to it having taking a swimming course.
When serious storms or hurricanes result in flooding, the impact on the car
market is felt nationally. Cars that may have been totaled because of serious
water damage in one state may end up in another, without a clear indication
that it was waterlogged. A person looking at any used car must take steps to
avoid buying a car that is nearly guaranteed to needing serious repairs soon.
Flooded cars are often cleaned up by original owners or dishonest dealers and
sold to auto auctioneers without information about the water damage. Such vehicles
may face a laundry list of problems such as:
- bacteria infestation (due to damp, hidden
areas)
- more rapid rusting and corrosion
- engine damage
- electrical system damage
- brake, brake pads damage
- operating parts contamination (with dirt
and other particulate matter)
In an ideal world, the fact that a car or truck has been flooded and cleaned
or repaired should be told to prospective buyers.
However, since our world falls short of "ideal," you should protect yourself
from buying a flood-damaged vehicle. This can be done by asking questions and
doing a little detective work. First, ask the seller why the vehicle is available
for sale. Sometimes it’s best to be blunt by asking whether the vehicle has
ever been in an accident or suffered flood damage. Then take a close look at
the car, being careful to spot clues that it’s been water damaged. If you write
down the auto’s Vehicle Identification Number (VIN), you can use that information
to find out the vehicle’s history. A number of Internet sites offer history
reports services including VHR Online and Carfax. Further, either you or a trusted
mechanic can inspect the car for the following signs:
- A damp or musty odor in the car’s interior
- Existence of brittle wiring casing
- Debris beneath carpeting floor pads
- Water line marks or silt
- Rusting of any metal bolts, door hinges
or other pieces in a car’s interior (including the car seat springs)
- Grass, dirt or debris on a car’s air
filter
- Any pooling of water or signs of rust
in the trunk, spare tire and/or car jack
- Evidence of moisture in gauges
Be certain to check that all electrical items such as lights, horn, radio/CDs,
turn signals and headlights operate properly. Also be on the lookout for signs
that a seller is hiding something, such as a used car that has had carpeting
or upholstery replaced or a car that was recently painted. Other ways to protect
yourself are to insist upon a warranty, refuse to buy any vehicle on an "as
is" basis and to take the vehicle out for a test drive.
Remember, besides the cost of the used car, SUV, pick-up or van, you also face
the costs of registering and insuring the vehicle. Make sure that the transaction
isn’t spoiled by a watery surprise.
410f019
COPYRIGHT: Insurance Publishing Plus, Inc. 2001
All rights reserved. Production or distribution,
whether in whole or in part, in any form of media or language; and no matter
what country, state or territory, is expressly forbidden without written consent
of Insurance Publishing Plus, Inc.